Robert Casey actually said...

I think it dramatically reduces the incentive effect, and that, I think, should be of concern to this committee.

Well, I hope if, when you encounter those, that you bring them to our attention and ask for resources where appropriate.

Dodd-Frank is a huge thing for us right now and I think our topic here today is a really big concern for me locally and for all the communit...

It's good that we have this win, that we codified an important policy and made it law.