07/14/2015
https://www.congress.gov...
"I am out of time, but if our remaining witnesses can do fifteen seconds each or submit something in writing."
"This shift means that the employee rather than the employer makes all the decisions and bears all the risks."
"just changing the default will make a big difference and will contribute significantly to these contributions"
"the problems in Social Security are the problems of income inequality and of the fact that we do not require Social Security contributions on income above, right now, $118,000."