"this legislation would severely damage the U.S. economy were it to become law."
"It is, it is on you."
"I think that small community banks really are suffering from regulatory overload."
"The Highway bill, as I understand it, will take a large share of our operating surplus, which is part of the Federal Reserve's capital, to pay for this bill and not allow us to build it up."
"the trends in income, or disposable income for households, are one of the most important factors determining consumer spending."
"the consumer spending we are seeing is not largely being supported by taking on additional debt."
"job growth has been pretty solid now for a number of years."
"If the Fed had been forced to follow such a rule in recent years, millions of Americans would have suffered unnecessary spells of joblessness over this period."
"I strongly doubt that is our policy."
"Private citizens can interact with Members of Congress--"
"I will certainly look into that."
"I would see such a process as inhibiting our ability to take timely and necessary supervisory actions to address a firm's risk."