Chuck Schumer actually said...

How would you propose it be funded? Should there be some kind of user fee, whether on the lender or the borrower?

But the deceptive practices, the predatory practices, we have seen them in the mortgage industry.

we became a country that consumed more than we produced, borrowed more than we saved, and imported more than we exported.

the proposal that Senator Durbin and I are making is one part of that, but there are lots of other parts.