Catherine Cortez Masto actually said...

And when you talk about choice, Mr. Giancarlo--and thank you for those comments--choice based on what? I mean, whose decision? Who gets to d...

Well, and is not the point here also to guard against any type of manipulation, like we have seen in the past with LIBOR?

I appreciate your comments.

franchisees in this country have been beat up on for too long, and we need to make sure that they have the ingredients for success