Political Quotes

“According to one source, the Kaiser Family Foundation, one in four employers that offer health care benefits will be affected by the Cadillac tax in 2018 if their plans remain unchanged. Despite the fact that the tax doesn't go into effect until then, many employers have already begun scaling back their coverage to avoid that. Despite the fact that the tax itself is set to go into effect in 2018, we are already seeing the impacts to small businesses, to economies now. As employers consider ways to lower the costs of their health care plans, many are shifting costs to their employees. Increased deductibles, copays, out-of-pocket maximums, higher copayments and deductibles leave many, especially low- and middle-income workers, underinsured, who are exactly the folks who were not supposed to be touched by the Cadillac tax. These are definitely people in my State who are not driving Cadillacs. I can assure you of that. According to a study by the American College of Emergency Physicians, higher out-of-pocket costs result in delayed medical care as many forgo essential care when they get sick and become less likely to fill their prescriptions or stick to their doctors' treatment plans, and those with higher out-of-pocket costs are also more likely to seek medical treatment in emergency rooms--the most expensive way to get health care treatment. This is precisely what we were trying to avoid with the advent of the Affordable Care Act.…”