Robert Menendez actually said...

"Would it not be better to refinance, have a responsible borrower, keep, maybe even join, have the conservator join in shared appreciation mortgages maybe so that the Federal output is further preserve..."

"I once again would like to acknowledge Senator Menendez' leadership in helping residents of our at-risk communities all across our State."

"I understand what principal forbearance is"

"So largely during the Bush years is when this explosion took place."