Robert Menendez actually said...

"I think consumers should be learning about consumer finance even before they become consumers."

"You mean this horrible agency has actually done something that, prior to its existence, no one could create, so to simplify and yet create a clear opportunity for the consumer to understand what they ..."

"I just think that we have come to a point in which it seems that the tax code for those who benefit by it... is a moral issue, but it also is a fiscal issue."

"It really going to require real shared sacrifice, because I look at GDP in this country and about 70 percent of it is driven by domestic consumer demand."