Robert Menendez actually said...

"I cannot understand why it is that we have such an aversion--this would be the equivalent of saying, well, we do not like what the EPA does so we will not let it have a head."

"I think consumers should be learning about consumer finance even before they become consumers."

"You mean this horrible agency has actually done something that, prior to its existence, no one could create, so to simplify and yet create a clear opportunity for the consumer to understand what they ..."

"I just think that we have come to a point in which it seems that the tax code for those who benefit by it... is a moral issue, but it also is a fiscal issue."