Robert Menendez actually said...

"Well, I think human nature is going to indicate exactly what is going to happen in cases like that."

"there is, my words, low-balling taking place. And whether that low-balling is intentional or out of concern of the consequences of the way the program is stacked, it just simply is unacceptable."

"It is pretty ridiculous to toll the statute of limitations before there is even a proof of loss."

"We have got to end the low-balling. We have got to live by the law."