Robert Menendez actually said...

"If we have institutions that are too big to fail, have we not failed already because they create systemic risk?"

"To rebuild confidence in our financial system, both here at home and around the world, we must reconstruct our regulatory framework."

"I think it takes a pretty short memory to ignore what got us into this crisis and dismiss the need for accountability."

"My concern, again, is that it is basically advisory and it has no power to carry out corrective actions."