Bob Menendez actually said...

"I have a real concern with the fact that--and this is the very last point I will make--Ms. Yu, your research found that millions of borrowers who have been in income-driven repayment programs for more..."

"And how can Congress and regulators ensure that lenders choose a replacement reference rate that is fairest to the borrowers?"

"We always support the Governments solving the problem."

"I look forward to working with all of you here today, as well as other stakeholders not present"