Bob Menendez actually said...

"One of the biggest lessons I have learned over this period of time is that some of these institutions simply will not police themselves and lenders will not modify their own, in many cases. Voluntary ..."

"I want to commend you and the administration for taking the housing crisis seriously and developing a proposal that I think lays the foundation for some real relief to American families."

"I said then that we were going to have a tsunami of foreclosures, and the administration basically said I was an alarmist."

"We will embrace the ethic of renewable energy with a new vigor and a new resolve."