Patrick McHenry actually said...

But I just want to close here. So in your view, guidance is not legally binding. Is that true?

I want to commend you for that outreach, because without that outreach, we could not have gotten a bipartisan product.

It is obvious that the CFPB's lack of transparency is of grave concern.

The hard truth is that the liberal ideology of the Biden Administration and Congressional Democrats... prevents them from solving this issue...