Elizabeth Warren actually said...

I understand that Europe had reasons to go to chip early on, but are you saying that the banks have just now discovered that chip and PIN wo...

We understand why chip and PIN works better, and it seems that we are years behind Europe in developing adequate technology.

I want to focus on, though, is the importance of collecting the necessary data.

I hope you are vigorously pursuing everything that you need and that you have all of the tools you need to get those data.