Richard Durbin actually said...

Make no mistake: without these new reforms and the funding to carry them out, Wall Street will return to its reckless ways, which will threa...

the lack of regulation in derivatives helped cause the financial crisis that we underwent.

I think Fannie Mae and Freddie Mac themselves are actually pretty supportive of this.

It is the stated policy of the administration that principle reduction is one of the key elements in reducing foreclosures.