Mike Crapo actually said...

"This hearing is important because small depository institutions represent the lifeblood of many communities across America, and especially rural Idaho."

"With some 220 rulemakings finalized, we still have no idea what the cumulative cost of Dodd-Frank is or will be."

"Dodd-Frank requires about 400 new rules to be written and approved by the Federal financial regulators."

"We cannot pretend that these additional costs are not passed on to consumers."