07/27/2011
https://www.congress.gov...
"Financial literacy is an issue that must be addressed as we continue to grapple with severe economic challenges and global recession."
"Thank you very much."
"The negative impacts of financial illiteracy are less obvious when the economy is booming, employment is plentiful, and wages rise."
"In order to retire on one's own terms, an individual must manage their debt responsibility, choose a mortgage suitable to their financial situation, and invest appropriately."