Rob Menendez actually said...

"I appreciate that answer, because from what I can perceive of Citi's response, that was not the case."

"I want to join Senator Reed in thanking you for holding this hearing."

"I do not think we can overstate quite how serious today the problem of data breach is in the United States."

"I wonder whether there is anyone on the panel who wants to give an opinion as to whether or not financial institutions are seriously taking the challenge before them."