Rob Menendez actually said...

"Can you talk a little bit about your efforts to gather information on this effort about how we minimize the gap in appeal rates between homeowners?"

"Well, that will be a challenge, although maybe one we will consider undertaking, but we are going to have to get it right for the money that exists before we can make the case for the next tranche of ..."

"it does not absolve the State of oversight responsibility since the entity receiving the money from the Federal Government is the State of New Jersey, not HGI."

"Is the State aware of your overarching list of recommendations? And have they indicated any willingness to address those concerns?"