Mr. Speaker, I yield myself such time as I may consume. Mr. Speaker, I am very proud today to join my colleague, Representative Malliotakis, in cosponsoring and speaking in favor of the Recovery of Stolen Checks Act. This bill requires the Treasury to make procedures that allow taxpayers to opt in to receiving a replacement refund by direct deposit after their paper checks have been lost or stolen in the mail. Right now, the Treasury Department is only allowed to continue sending a paper check to the same address, even though the check was stolen or lost at that very address. It is Congress' responsibility to give Treasury the ability to modernize, become more efficient, and most importantly, deliver much-needed payments to people that are relying on them as quickly as possible. This is a commonsense, straightforward, and urgent reform. Every year, millions of Americans eagerly await their tax refund, money that they have rightfully earned. Unfortunately, criminals have exploited weaknesses in our system, stealing and cashing checks that do not belong to them. This fraud not only robs individuals of their refunds but also costs taxpayers millions of dollars annually. The Recovery of Stolen Checks Act strengthens the government's ability to track and recover stolen refund checks. It empowers the U.S.…
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