I think that would have to go, not just in your disclosure form, but in your advertising.

we have to go back to the first point, which is accurate transparent disclosure of the fees.

A third way to get at, maybe not directly this problem, but to respond to some of the discussions.

I think if you are, as you are, quite sincerely proposing that this Rule go forward and it be enforced, then we also have the responsibility to request the resources and the authority and the personnel to enforce it.

One of the other concerns that we have heard, particularly from realtors, is that they often have relationships with service providers, whom they know to have high quality and very responsive, et cetera.

The Rule is not perfect, far from perfect, but at least we are talking about a rule today.

Secretary Martinez should be commended for his efforts and leadership to streamline the homebuying process.

Well, one of the problems, Mr. Secretary, in trying to understand all the ramifications of the Rule, is that the damages are limited, I believe.

There is another issue here and that is, even with all these innovations, the question is what happens if the individual borrower discovers that they have been misled or that the terms of the package have not been complied with?

There has been some concern that large companies will have an advantage in offering these GMP's.

The current system does not provide that transparency.

Like of all of us, we are expecting the commitment of military forces. I have every confidence that they will prevail.

But there is a political connotation to 'deployment,' which I think has gotten in, perhaps.

This seems to be a departure from the--my assumption that we will build a system and then we will test it.

I think the long-term concern is if we stay at current levels of mobilization, eventually it's going to impact on Reserve component retention and recruiting as well.

Our response to the North Korean situation has been to refer it to the United Nations, our response to the Iraq situation has been to, we hope, encourage the United Nations enforcement but prepare to go it alone.

Unless the world wakes up and says this is a dangerous thing, and creates a set of regimes that will in fact get cooperation to stop those weapons, we are going to be facing a very serious situation in the next 5 years.

Of course with this deployment forward, you have to have a rotational force upon it.