I have consistently fought to give the SEC the robust resources and authority it needs to aggressively fight fraud and other abuses in the securities markets.

I presume, but I don't want to put a conclusion forward without your comment, that at least the SEC seems to be headed in the right direction now.

The Securities and Exchange Commission's handling of the Madoff case is shocking, and reveals fundamental problems with the agency's operations, organization, and culture.

How significant is it, in terms of your own investigative authorities and responsibilities as police officers, to not just have accurate scientific evidence, but timely access to it while the crime is fresh and the witnesses are around and…

I don't believe that those standards exist around the Nation.

I'm just wondering what your observations are as prosecutors about the extent and the merits of additional procedural protections in death penalty cases.

Now, Rhode Island doesn't have a death penalty. We gave it up years ago after a murder back in 1850.

That's a lot of stress, and losing a home is about as stressful as you can get.

do you feel that they were being cooperative and helpful on the other end of this?

Between this and between the magically missing file that Mr. Verdelotti sent in, it begins, there begins to emerge a whiff of gamesmanship and manipulation through all of this.

So something is going to have to change if this is going to be effective, correct?

That's a very interesting kind of help when a person is struggling with a mortgage payment, isn't it?

It is a point worth making in this hearing and in our community that to the extent local banks are involved...

I think I will call this hearing to a conclusion.

Thank you very much. Finally Mr. Rao.

Unfortunately, these efforts proved fruitless.

Thank you, Senator Whitehouse, for giving us this opportunity to testify today.

That's not a sign of a very trusting relationship with your servicer, is that correct?