The human face of health care reform is real; it is 46 million Americans and rising without any health insurance.

I share a lot of my colleagues' concerns about this expansion of authority within the Fed.

I think we realize the responsibility that we have got to get it right; that if we mess this up, the unintended consequences to not only our economic recovery but the overall long-term financial stability for the world is really at stake.

I actually believe systemic risk ought to be put in a council that would include the Fed, that would include the Treasury Secretary, that would include the prudential regulators, including the SEC, with an independent Chair and a staff…

I am also concerned that if we fully fund that on the front end, though, with these major institutions, that pot of money could be too tempting for diversion for other purposes.

There are some important signs of stability, some important signs of healing in the financial sector.

I am also concerned about a resolution authority funding cost for nonfinancial institutions that then might be allocated against the banking industry.

I am concerned about how we fund that.

As I think we've often shown, where you don't have competition, the ability of a single provider to provide, perhaps, spotty service and spotty coverage is pretty high.

I would probably wager you a bet, having been in the business for 20 years, around wireless industry, that if you only had a single provider, the incidents of customer complaints would probably be higher than if there was some competitor…

if the environment starts heading that way, where people don't have that kind of choice, I think that is the concern

One of my goals is to make sure that we get 100 percent wireless coverage in most of our communities.

I think you accurately laid out the point that, you know, the benefits that the country had by having a common set of standards, which everyone could work off of.

I would really hate to see us, a few years from now, end up with a Balkanized, system-driven set of wireless communication systems that I think would actually put us at a competitive disadvantage against folks across the world.

It is, candidly, I think still an embarrassment in this country that this many years after 9/11, we do not have that fully interoperable, full-functioning public safety spectrum across the whole country.

We have no congestion in the Greater Capital Area.

I do think we have a chance to kind of reestablish the stature and prominence of the FCC.

I want to congratulate my fellow Virginian, Rob McDowell, on his nomination for a second term.