American consumers deserve strong protections, while also being afforded the opportunity to control their own financial decisions and futures.

I do.

Actually, with respect, Congresswoman, I would suggest that I am the one responsible for implementing Dodd-Frank, not you.

Taking a meat cleaver to it. Yes, sir.

Regulation by enforcement is done. We are not doing it any more.

It wouldn't be appropriate for me to say we are or are not going to do that, because we are going to go through the proper procedures.

And that is what is so frustrating is it is so oftentimes what we do is I do not think we give enough consideration to what the intended or unintended consequences are, which is that people are not going to have access to the credit and…

I think it is fair to say that, as of this point in time, the Bureau of Consumer Financial Protection is probably perceived as being closely aligned with Senator Elizabeth Warren.

I think since I have gotten there, things have changed.

When it comes to enforcement, we will focus on quantifiable and unavoidable harm to the consumer.

We have given notice of our intent to look at some changes--again, going through the proper administrative procedures.

The Consumer Financial Protection Bureau does not exist.

I hope so. That is what we are shooting for is a balance.

Actually, nothing could be further from the truth, Congresswoman.

I just happen to think that that is wrong. That is that enforcement by--or regulation by enforcement that I talk about.

I think the importance of goods in this conversation cannot be emphasized enough.

What is it about two Black women espousing their support of the President of the United States that makes them unsafe for the community?

This would appear to be the height of liberal hypocrisy. Facebook's support of freedom of speech seems to only include liberal speech.