"As Ms. Bodington said, these are tough times in Rhode Island and a lot of families are struggling."
"Thank you very much. Finally Mr. Rao."
"Democrats in Congress led by Senator Durbin of Illinois tried unsuccessfully to include in the TARP legislation a provision that could have kept millions of families in their homes at zero cost to tax..."
"That's a lot of stress, and losing a home is about as stressful as you can get."
"I think I will call this hearing to a conclusion."
"It is a point worth making in this hearing and in our community that to the extent local banks are involved..."
"That's a very interesting kind of help when a person is struggling with a mortgage payment, isn't it?"
"So something is going to have to change if this is going to be effective, correct?"
"Between this and between the magically missing file that Mr. Verdelotti sent in, it begins, there begins to emerge a whiff of gamesmanship and manipulation through all of this."
"Unfortunately, these efforts proved fruitless."
"Thank you, Senator Whitehouse, for giving us this opportunity to testify today."
"That's not a sign of a very trusting relationship with your servicer, is that correct?"
"Should we also be thinking about pursuing a similar disaggregation so that the conservation portion of a utilities portfolio actually has to be separate?"
"It strikes me that in light of our existing incentives, that is sort of a self-fulfilling proposition."
"I think a legislated solution is preferable."
"The U.S. Supreme Court has determined as the law of the land that carbon is a pollutant subject to Clean Air Act regulation."
"The technology isn't here for some of these technologies because we have not met the market in the incentives and investment for their development."
"The consequences of failing to do that are manifold. There are national security consequences, economic consequences, jobs consequences, quality of life consequences, environmental consequences, and t..."
