You've got to be kidding.
We are here talking about these issues, trying to fix these for the consumers that are captured by this system.
It seems to me that the transparency that is needed for the marketplace to work more effectively and efficiently for the...
It is one of my frustrations that in some ways the FTC has jurisdiction and so does Consumer Finance Protection Bureau.
I'm a little confused, because you just said, Mr. Pratt, that free credit report, that model happened before the change ...
Most of the lenders--I think FICO is the most commonly used score.
I think it is inappropriate for a company to continue to be less than forthcoming that what they are gathering your data...
The question is how do you build incentives so that in fact consumers are the customers.
I think Senator McCaskill's point is exactly on point.
consumers are needing a cop on the beat here still.
if it's not enforceable then we need to fix it and make it enforceable, because there's a problem.
I mean, somebody should be handing her piles of money for how badly you guys screwed this up.
I think you are not well served by saying you don't have a problem. You have a big problem.
So you're going to scan the documents and that way the lender, who has absolutely no motivation other than to say no, we...
Shouldn't we have--you need to let us know how we need to correct the legislation to stop this.
But seriously, you won't fix it if you're not going to be monetarily punished.
I love that anybody makes money in America. I endorse heartily the free market system.
I think they are kind of spitting in the face of the intent of the legislation that was passed.
