Although commonly perceived as a self-regulator, FINRA is not accountable to the industry in the way a self-regulator would be.

I think it was once described-- regulation was once described as a moat around the larger firms, protecting them.

Over the last 7 years, in many industries, to include the financial services industry, we have seen considerable consolidation.

I want to thank you, Secretary McDonald, for your willingness to come and testify before Congress.

I am out there recruiting. I, unashamedly, am out there recruiting.

Mr. President, I ask unanimous consent that the Committee on Banking, Housing, and Urban Affairs be authorized to meet during the session of the Senate on March 10, 2016, at 11:30 a.m. The PRESIDING OFFICER. Without objection, it is so…

Mr. President, I ask unanimous consent that the Committee on Armed Services be authorized to meet during the session of the Senate on March 10, 2016, at 10 a.m. The PRESIDING OFFICER. Without objection, it is so ordered. committee on…

Mr. President, I ask unanimous consent that the Committee on Foreign Relations be authorized to meet during the session of the Senate on March 10, 2016, at 10 a.m. The PRESIDING OFFICER. Without objection, it is so ordered. committee on…

Mr. President, I ask unanimous consent that the Committee on Foreign Relations be authorized to meet during the session of the Senate on March 10, 2016, at 10:15 a.m., to conduct a hearing entitled ``Nominations.'' The PRESIDING OFFICER…

Mr. President, I ask unanimous consent that the Permanent Subcommittee on Investigations of the Committee on Homeland Security and Governmental Affairs be authorized to meet during the session of the Senate on March 10, 2016, at 9:30 a.m…

Mr. President, I ask unanimous consent that the Committee on Small Business and Entrepreneurship be authorized to meet during the session of the Senate on March 10, 2016, at 10 a.m., in room SR-428A of the Russell Office Building to…

Mr. President, I ask unanimous consent that the Select Committee on Intelligence be authorized to meet during the session of the Senate on March 10, 2016, at 2 p.m., in room SH-219 of the Hart Senate Office Building. The PRESIDING OFFICER…

I yield back. The PRESIDING OFFICER. Under the previous order, all postcloture time has expired. The bill was ordered to be engrossed for a third reading and was read the third time. The PRESIDING OFFICER. The bill having been read the…

Mr. President, I ask unanimous consent that the Committee on the Judiciary be authorized to meet during the session of the Senate on March 10, 2016, at 10 a.m., in room SD-226 of the Dirksen Senate Office Building. The PRESIDING OFFICER…

I think that is a major factor that really dampens the success of the program if we imagine vouchering out.

Mr. President, there is a vacancy on the Supreme Court, and this Chamber and the American people must fully understand what is at stake in choosing the person to fill that vacancy. For a generation, Justice Nino Scalia was the conservative…

I think probably the creativity and the direction will come from here. It will not come from over there.

Some of these things we are having trouble on agreement, but the unfunded mandates really is a problem.