I find it disconcerting that all of these reforms are targeted to shift the cost burden to tenants.

We know that the Housing First model has been successfully used to reduce homelessness in many communities.

I think that is a joint effort between--through our AAA, Area Agencies on Aging, through our Protective Services side, as well as the Guardianship Units.

It's always been a pleasure to work with you and develop these joint funding bills, which really is the way that it should be.

the Federal Government is not working well within the two agencies to coordinate these programs.

Maine comes before Montana, not only in the alphabet, but in every good HUD program that is out there.

A budget, which fails to adequately protect housing for the 5 million families currently served through HUD's rental assistance programs, cannot possibly give these families any real chance at improved economic or health outcomes.

Now is the time for a system that acts in the name of beneficence, non-maleficence, and justice

Every dollar that's invested in the CDBG program leverages almost 4 additional dollars through other sources.

For the first time in 7 years, the nationwide rate of homelessness actually rose last year, and it rose by double the national amount in my State of Maine.

I'm very concerned about a business practice among a segment of mortgage lenders known as home loan churning.

I will tell you that it is the most popular program that this committee deals with in HUD.

I take these issues very seriously, which is why I've joined my colleagues in asking the HUD Inspector General and GAO to investigate these matters.

It's such unacceptable behavior.

I thank the Senator from Delaware for allowing me to speak for up to 12 minutes.

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