Robert Menendez actually said...

"I think that is a great idea."

"the existing system benefits the largest servicers, it benefits investors, and it harms homeowners and taxpayers"

"Removing barriers to refinancing will help the effectiveness of monetary policy, allowing the Federal Reserve to more quickly reduce its efforts in quantitative easing."

"It is important to remember that there was widespread steering during this housing bubble of overpriced credit to African American and Hispanic households."